Being a DCCU credit card holder comes with a host of benefits, from reward options like travel and merchandise to a percentage of your purchases paid in cash back. But did you know that there are numerous built-in features standard on all our personal credit cards as well? In today’s blog, we’ll be discussing five of them.

Discover a convenient, secure, and contactless way to pay with digital wallets
If you’ve ever forgotten your wallet or purse at home, a digital wallet offers an alternative method of payment. Using encryption, your payment information is safely stored within your smartphone or mobile device, allowing you to make purchases directly from the digital wallet application! They put payment conveniently at your fingertips, reducing the need to carry physical cards or cash around in your wallet or purse. You also won’t need to worry about touching anything but your phone as a digital wallet offers a completely contactless way to pay.

Enjoy peace of mind with the protection of Zero Liability
If your DCCU personal credit card ends up in the wrong hands, you are protected through Zero Liability¹. With Zero Liability, you won’t be held responsible for unauthorized or fraudulent transactions made without your knowledge or consent¹. With fraud on the rise and complex scam tactics becoming commonplace, Zero Liability provides an additional level of protection when using your personal DCCU credit card.

Score the best available deal with Price Protection
Another key benefit of having a DCCU credit card is that items you purchase with your card are eligible for Price Protection! If an item purchased with your DCCU credit card goes on sale within 60 days of purchase, you can receive a reimbursement for the cost difference, up to $250¹! Items bought as gifts are covered under Price Protection as well. Shop confidently knowing that you are getting the best deal available.

Protect your investments with an Extended Warranty
Want to lengthen the warranty on an item you just bought? With your DCCU credit card, you can! Add another 12 months of manufacturer’s warranty coverage when you use your personal DCCU credit card to finance the full cost of that item¹. Protect your investments for longer at no additional cost to you.

Enable Security Alerts for safer shopping
Another great advantage available with your DCCU credit card are Security Alerts. Security Alerts add another level of protection to your finances by alerting you any time there is suspicious activity detected on your account. When fraudulent activity is suspected, you will receive an automated text message with details about the transaction and how to proceed. Security Alerts can be enabled from within Online or Mobile Banking.

Credit cards can be a useful financial tool, that offers numerous benefits and features. From Security Alerts and Zero Liability to better safeguard you against fraud to enhancing your shopping experiences through Price Protection and an Extended Warranty, DCCU credit cards have been designed with you in mind. To learn more about DCCU credit card options, please visit our Credit Cards page.

¹Certain restrictions apply. For details, see the Mastercard Guide to Benefits.
This article is for general information only and not intended to provide specific advice or recommendations for any individual.

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