No Appraisal Fees, No Closing Costs with Home Equity Plus

For a limited time, save when you use the equity in your home to pay for what you need. With rates as low as 7.00% APR, Home Equity Plus is a great option for home renovations and repairs, debt consolidation, unexpected expenses, and more.

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Introducing RateDrop Mortgage

With DCCU's new RateDrop Mortgage, you can lower your rate every 12 months if rates drop. No refinancing or new closing costs required, just pay a processing fee per rate adjustment.

Get Started Today

Introducing RateDrop Mortgage

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DCCU Financial Products

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Retirement

DCCU NEWS

What's Happening at DCCU

Winter 2025 Member Matters

A publication of DuPont Community Credit Union. In this issue we discuss careers that make a difference at DCCU, a Board of Directors update, and the DCCU Cares Foundation scholarship.

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Preparing for Tax Season with DCCU

Tax season is here and we want to help you prepare by answering some frequently asked questions, including details about tax preparation discounts for DCCU members.

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Shred Days

DCCU is partnering with H&R Contractors for our semi-annual Shred Days. The community is invited to bring personal documents to have them securely shredded for free.

View Details

Rates

Mortgage
Home Equity
Auto Loans
Credit Cards
Personal Loans

30 Year Fixed
Rate
6.625%
APR
6.771%

20 Year Fixed
Rate
6.125%
APR
6.563%

5/5 ARM
Rate
5.875%
APR
6.605%

3/1 ARM
Rate
5.625%
APR
6.684%

Preferred Home Equity Plus – 80%
Mortgage is with another lender
Rate
7.500%
APR
7.500%

Preferred Home Equity Plus – 90%
Mortgage is with another lender
Rate
7.750%
APR
7.750%

Premier Home Equity Plus – 80%
Mortgage is with DCCU
Rate
7.000%
APR
7.000%

Premier Home Equity Plus – 90%
Mortgage is with DCCU
Rate
7.250%
APR
7.250%

New Vehicles/Motorcycles

0 - 36 Months
Min. APR
3.99%
Max. APR
12.39%

37 - 48 Months
Min. APR
4.99%
Max. APR
13.09%

49 - 60 Months
Min. APR
5.99%
Max. APR
13.19%

61 - 72 Months
Min. APR
6.49%
Max. APR
13.39%

73 - 84 Months
Min. APR
6.89%
Max. APR
8.69%

Used Vehicles/Motorcycles

Vehicles 2014 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.

0 - 36 Months
Min. APR
4.49%
Max. APR
12.79%

37 - 48 Months
Min. APR
5.59%
Max. APR
13.99%

49 - 60 Months
Min. APR
6.59%
Max. APR
14.19%

61 - 72 Months
Min. APR
6.79%
Max. APR
14.49%

Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.

Rewards
Min. APR
12.24%
Max. APR
23.24%

Cash Back
Min. APR
13.24%
Max. APR
24.24%

Share Secure
Min. APR
13.24%
Max. APR
20.24%

Business
Min. APR
14.24%
Max. APR
25.24%

World
Min. APR
16.24%
Max. APR
27.24%

Line of Credit
Min. APR
11.00%
Max. APR
18.00%

0 - 24 Months
Min. APR
12.50%
Max. APR
21.00%

25 - 48 Months
Min. APR
13.50%
Max. APR
22.00%

View All Rates

DCCU's Rebate Program

With DCCU's Rebate Program, you can earn a 10% rebate every month on the interest you paid on your auto, home equity, credit card, or personal loan!

Plus, you'll continue to receive all the benefits you deserve - like great rates and personal service.

Start Earning Your Rebate

Get Paid Sooner with Early Pay

Early Pay now gives you access to eligible direct deposits to DCCU accounts – including paychecks, retirement, and social security – up to two business days sooner. No enrollment required.

Learn More