No Appraisal Fees, No Closing Costs with Home Equity Plus

For a limited time, save when you use the equity in your home to pay for what you need. With rates as low as 7.00% APR, Home Equity Plus is a great option for home renovations and repairs, debt consolidation, unexpected expenses, and more.

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The Auto Loan that Pays You 90 Days of Interest

When you finance your next vehicle or refinance your current one, you'll receive 90 of interest, plus make no payments for 90 days!

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Student Lending

Get the Money You Need for Your Education

We've partnered with Sallie Mae to offer loans created specifically for the needs of undergraduate and graduate students. When scholarships, grants, and federal student loans aren't enough, these loans may help you get the money you need.

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RateDrop Mortgage

With DCCU's RateDrop Mortgage, you can lower your rate every 12 months if rates drop. No refinancing or new closing costs required, just pay a processing fee per rate adjustment.

Get Started Today

Home Equity
Auto Loans
Grow
Student Lending
RateDrop

EXPLORE

DCCU Financial Products

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Savings

Credit Cards

Mortgage

Loans

Retirement

DCCU NEWS

What's Happening at DCCU

Spring 2025 Member Matters

A publication of DuPont Community Credit Union. In this issue we discuss how DCCU supports the community through organizations like Camp Light, a Board of Directors update, and the Report from the Chair of the Board of Directors.

View Issue

2025 Scholarship Winners Announced

Thirty students were recently awarded $1,000 to assist in their educational pursuits in the DCCU Cares Foundation's most recent annual scholarship contest.

Serve Your Credit Union

DCCU is actively seeking dedicated volunteers from within our membership to be considered for potential openings on the Board of Directors, Supervisory Committee, and Governance Committee. The deadline to apply is June 30, 2025.

View Details

Rates

Credit Cards
Auto Loans
Mortgage
Home Equity
Personal Loans

Maximum Credit Limit is $30,000. Aggregate Credit Limit Maximum is $30,000.

World
Min. APR
16.24%
Max. APR
27.24%

Rewards
Min. APR
12.24%
Max. APR
23.24%

Cash Back
Min. APR
13.24%
Max. APR
24.24%

Share Secure
Min. APR
13.24%
Max. APR
20.24%

Business
Min. APR
14.24%
Max. APR
25.24%

New Vehicles/Motorcycles

0 - 36 Months
Min. APR
3.99%
Max. APR
12.39%

37 - 48 Months
Min. APR
4.99%
Max. APR
13.09%

49 - 60 Months
Min. APR
5.99%
Max. APR
13.19%

61 - 72 Months
Min. APR
6.49%
Max. APR
13.39%

73 - 84 Months
Min. APR
6.89%
Max. APR
8.69%

Used Vehicles/Motorcycles

Vehicles 2014 model year and newer. Vehicles with mileage of 100,000 or greater, an additional 1% will be added to the qualified rate.

0 - 36 Months
Min. APR
4.49%
Max. APR
12.79%

37 - 48 Months
Min. APR
5.59%
Max. APR
13.99%

49 - 60 Months
Min. APR
6.59%
Max. APR
14.19%

61 - 72 Months
Min. APR
6.79%
Max. APR
14.49%

Find the Mortgage that's Right for You

Choosing the right financing for your home is important. Our personalized rate quote tool provides estimated rates tailored to your situation based on answers to just a few questions.

Get a Personalized Rate Quote

Preferred Home Equity Plus – 80%
Mortgage is with another lender
Rate
7.500%
APR
7.500%

Preferred Home Equity Plus – 90%
Mortgage is with another lender
Rate
7.750%
APR
7.750%

Premier Home Equity Plus – 80%
Mortgage is with DCCU
Rate
7.000%
APR
7.000%

Premier Home Equity Plus – 90%
Mortgage is with DCCU
Rate
7.250%
APR
7.250%

Line of Credit
Min. APR
11.00%
Max. APR
18.00%

0 - 24 Months
Min. APR
12.50%
Max. APR
21.00%

25 - 48 Months
Min. APR
13.50%
Max. APR
22.00%

View All Rates

DCCU's Rebate Program

With DCCU's Rebate Program, you can earn a 10% rebate every month on the interest you paid on your auto, home equity, credit card, or personal loan!

Plus, you'll continue to receive all the benefits you deserve - like great rates and personal service.

Start Earning Your Rebate

Get Paid Sooner with Early Pay

Early Pay now gives you access to eligible direct deposits to DCCU accounts – including paychecks, retirement, and social security – up to two business days sooner. No enrollment required.

Learn More