DCCU Routing # 251483311
Faster, more secure access to your account
- Same account information
- Deposit checks or open certificates
- Apply for loans
- Use the same login information or use fingerprint or Face ID.
Faster, more secure access to your account
- Same account information
- Deposit checks or open certificates
- Apply for loans
- Use the same login information or use fingerprint or Face ID.
Member Login
Forgot UsernameNew to Online Banking?
Register HereHoliday Notice
DCCU will be closed Wednesday, January 1, 2025 in observance of New Years Day.
Go Mobile, Get Rewarded with DCCU!
When you use your personal credit card for in-store mobile wallet purchases, you can earn 3X rewards points or 2% cash back—it’s that easy!
How It Works:
- Set up your favorite mobile wallet (like Apple Pay, Google Pay, or Samsung Pay).
- Add your personal DCCU credit card to your mobile wallet. Log in to your account on the DCCU mobile app. Navigate to your credit card info and tap ‘My Cards’. Scroll below the card image and tap ‘Add to wallet’.
- Tap to pay for in-store purchases. Simply tap your phone on a contactless terminal to securely pay for your purchase.
- Receive 3X rewards or 2% cash back now through 12/31/2024!
Benefits of Using Mobile Wallets:
- Convenience – Simplify your checkout process.
- Security – Enjoy enhanced security features for added peace of mind.
- Extra Rewards – Maximize your earning potential with every transaction.
Membership required. Rates, terms, and conditions may vary based on credit worthiness and qualifications. 3X points and 2% cash rebates are eligible for all net purchases on in-person purchases made by using your DCCU credit card via a mobile wallet at the in-store terminal between November 1 and December 31, 2024. Cash advances, balance transfers, fees, interest charges, and returns do not earn rebates or rewards points. Cash rebates and rewards for this offer will be credited in the billing cycle following the month in which the purchases were made. Some merchants may not accept payment via mobile wallet. All purchases may not qualify. Email cardinfo@mydccu.com with questions about a specific purchase.
Features & Benefits of a DCCU Credit Card
Credit Card Options
Mastercard World Credit Card
Limits Up to $30,000
Introductory Offer for New Cardholders:
New cardholders will receive 30,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.*
*Points will be available on the statement immediately following the first three months. Balance transfer fee is 3% of the amount of each transfer ($3 minimum, $150 maximum). Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.) Your standard variable purchase/balance transfer/cash advance rate is %%mc-world.low%% - %%mc-world.high%% APR, based on creditworthiness. Rates accurate as of 12/02/2024 and subject to change. Offers of credit subject to creditworthiness. Membership required.
- Earn up to 5 points on purchases
At select merchants each quarter, earn 2 points for gas, groceries, and restaurants, and 1 point for all other purchases, up to 150,000 annually.
- Redeem Points
Redeem points for merchandise, gift cards, travel, or cash.
- Variable Purchase APR: %%mc-world.low%% - 23.49%
- 5X Point Merchants (October 2024 through December 2024)
- Amazon.com
- Target.com
- Walmart.com
- No Annual Fee
- Limits from $5,000 - $30,000
Platinum Rewards Credit Card
Limits Up to $30,000
Introductory Offer for New Cardholders:
New cardholders receive 0% intro APR for 12 months on purchases and balance transfers.1 After the introductory period, the go-to rate is the standard variable purchase/balance transfer/cash advance rate %%mc-rewards.low%% - %%mc-rewards.high%% APR2, based on creditworthiness.
10% Introductory rate for 12 months from the open date on all purchases and balance transfers made within 12 months of account opening. Introductory rate does not apply to balances transferred from other DuPont Community Credit Union credit cards or loans. Balance transfer fee is 3% of the amount of each transfer ($3 minimum, $150 maximum). Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). 2The go-to rate is your standard variable purchase/balance transfer/cash advance rate %%mc-rewards.low%% - %%mc-rewards.high%% APR, based on creditworthiness. Rates accurate as of 12/02/2024 and subject to change. Offers of credit subject to creditworthiness. Membership required.
- Earn points for purchases
Earn 2 points for gas, groceries, and 1 point for all other purchases.
- Redeem Points
Redeem points for merchandise, gift cards, travel, or cash.
- Variable Purchase APR: %%mc-rewards.low%% - 19.49%
- No Annual Fee
- Limits up to $30,000
Platinum Cash Back Credit Card
Limits Up to $30,000
Introductory Offer for New Cardholders:
New cardholders receive 0% intro APR for 12 months on purchases and balance transfers.1 After the introductory period, the go-to rate is the standard variable purchase/balance transfer/cash advance rate %%mc-cashback.low%% - %%mc-cashback.high%% APR2, based on creditworthiness.
1 0% Introductory rate for 12 months from the open date on all purchases and balance transfers made within 12 months of account opening. Introductory rate does not apply to balances transferred from other DuPont Community Credit Union credit cards or loans. Balance transfer fee is 3% of the amount of each transfer ($3 minimum, $150 maximum). Other fees may apply – Cash Advance 3%, Foreign Transaction 1% (any transaction processed outside of the U.S.). 2 The go-to rate is your standard variable purchase/balance transfer/cash advance rate %%mc-cashback.low%% - %%mc-cashback.high%% APR, based on creditworthiness. Rates accurate as of 12/02/2024 and subject to change. Offers of credit subject to creditworthiness. Membership required.
- Earn 1% Cash Back
Cash back is automatically applied to your statement balance annually, with no hassle for you.
- Variable Purchase APR: %%mc-cashback.low%% - 20.49%
- No Annual Fee
- Limits up to $30,000
Share Secure Credit Card
Limits Up to $1,000
If you are trying to build, rebuild, or establish your credit history, this card may be a good option for you.
- Help Repair Your Credit
Repair your credit with the money in your account.
- Variable Purchase APR: %%mc-share-secure.low%% - 20.49%
- No Annual Fee
- Limits from $200 - $1,000
Business Platinum Rewards Credit Card
Using a credit card wisely to manage business cash flow and debt is easy with DCCU's Business Platinum Rewards Credit Card.
- Earn points for purchases
Earn 1 point for every dollar spent, up to 75,000 points annually.
- Redeem Points
Redeem points for merchandise, gift cards, travel, or cash.
- Variable Purchase APR: %%mc-business.low%% - 21.49%
- No Application Fee
Help Me Decide
A credit card with DCCU is a great solution, whether you are building credit or have established credit history.
Belinda L.
CURRENT CARDHOLDERS
Make a Payment
Making a payment is simple and easy using Online Banking. You can transfer funds directly from your checking or savings account at DCCU or another financial institution to your Credit Card. This can be a one-time payment or recurring.
Credit Card FAQs
Send all MasterCard Credit Card payments to:
DuPont Community Credit Union
PO Box 71050
Charlotte, NC 28272-1050
Yes, you may call or visit any DCCU office to make a payment. You may also make payments using Online Banking, or via mail, using the address above.
To report a lost or stolen Credit Card, call toll-free: 866-820-5970.
Yes, be sure to contact us with the dates and places you will be traveling.
You can call toll-free: 888.918.7313. Or contact us for additional help.
Any payment of $2,500 or over will be held for three business days. Funds will become available once the hold has been released.
If the unauthorized transactions were completed with your Mastercard Platinum, contact our Cardholder Services Department at 800.449.7728. They will promptly cancel your Credit Card number and issue you a new card. Once your card has been canceled, no additional transactions can be authorized. You should receive your new card within 7-10 business days.
Contact us and we will be glad to review your credit card to assist with this issue. **If this occurs after business hours, you may also contact our Cardholder Services Department at 866.820.5970. Your card may have been placed on hold due to transactions that have been processed outside of your normal spending and threshold. Security processes will place a hold on transactions with your card until we can verify that the transactions are processed by you. This ensures that if your card was lost or stolen, additional protection is available to keep fraudulent transactions from occurring.
You make take up to 25% of the total credit card limit (Example| Credit Card limit $10,000 max cash advance will be $2,500).
Your new credit card is mailed to the address on your account 3-4 weeks prior to your current expiration date. Your current card will remain active until the last day of the month in which your card expires. If you have not received your new credit card, it may be beneficial to check your address in Online Banking (under Alerts & Settings) to ensure we have your most recent address. If you have not received your card within the time frame, contact us for assistance.
Balance Transfer FAQs
A balance transfer is the process of moving existing credit card or loan balances from one account or financial institution to another account or financial institution.
World Rewards, Platinum Rewards, and Platinum Cash Back personal credit cards are eligible for balance transfers.
Yes, there is a 3% fee per transfer, with a $150 maximum charge per transfer.
Yes, you can transfer multiple credit card or loan balances as long as you have enough available credit on your DCCU credit card.
The simplest way to transfer a balance is from within Online Banking or from our DCCU Mobile App.
A balance transfer typically takes 7-10 business days to process, but it can vary depending on the financial institutions involved.
Yes, keep making payments on your original balance until the transfer is complete to avoid late fees or penalties.
Please give us a call at 540-946-3200, and a DCCU team member will be happy to assist.
Contact Us
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365,
Waynesboro, VA 22980
Local Calls: 540.946.3200
Out of Area Calls: 800.245.8085
P.O. Box 1365, Waynesboro, VA 22980
© 2024 DuPont Community Credit Union